The Latest Tech, For Less. Powered by Your Salary.
The smarter way to own top-tier technology through salary sacrifice. No credit checks, no upfront costs, and zero administration for employers.
Up to Tax Savings
40%
Trusted by leading tech partners
A Win-Win for Everyone
Whether you’re an employee or an employer, MYPAYTECH delivers real, measurable value.
For Employees
Upgrade your tech lifestyle without the financial strain. Pay directly from your gross salary and save up to 40% compared to retail prices.
Savings Calculator
Net Leasing Rate Calculator
Your monthly net cost after salary conversion. Term: 24 months. Savings = tax reduction only.
Select your tax class
Result
| Position | Without Leasing | With Leasing | Difference |
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Social insurance (RV, ALV, KV, PV) is always based on the full gross salary — it does not change. Savings come from tax reduction only. Term: 24 months · 2026 tax parameters.
For Employers
A zero-cost benefit that makes you a top-tier employer. Boost productivity and retention with the latest tech for your entire workforce.
How It Works
Simple 4-step process from order to delivery.
Pick your Tech
Browse thousands of the latest devices in our shop.
Digital Signature
Sign the lease agreement online in minutes.
Fast Shipping
Your order is shipped directly to your home office.
Monthly Saving
Leasing rate is deducted from your gross salary automatically.
The tech benefit that works
for everyone.
Without compromise.
Your employees get maximum savings on the devices they actually want — and your HR team gets a benefit that runs itself. No overhead. No complexity. Just happy people with great tech.
The employee PC program, explained simply.
The MYPAYTECH Employee PC Program is a seamless benefit that allows your team to lease the latest premium technology—like laptops, smartphones, and tablets—for personal use at heavily reduced costs via salary sacrifice. For employers, it’s a modern, zero-cost incentive that delights employees and requires zero admin effort.
Legally compliant framework
The program is fully supported by federal tax initiatives. The tax advantages, such as the elimination of the taxable benefit, are clearly regulated by law, creating maximum legal certainty for both your company and your team.
The tax advantage of salary conversion
The monthly lease payment is deducted directly from the employee's gross salary. This reduces the baseline amount on which income tax must be paid, resulting in massive personal savings compared to standard retail purchasing.
Free for companies, fair for employees
Salary conversion with MYPAYTECH has zero negative impact on your bottom line. Employee pension and unemployment entitlements remain secure, while they unlock full income tax benefits. The program is 100% free for your business to implement.
Completely balance sheet neutral
Because the hardware is leased through our financial partners and not purchased by your business, it does not appear in your fixed assets. This means zero capitalization and no ongoing depreciation tracking for your accounting team.
Curated Top Sellers
The most popular choices from our employees.
Xiaomi 15T Pro
Titan Gray, 512GB
MacBook Air M3
Midnight, 13-inch, 16GB
Apple Watch Ultra 3
Titanium, Alpine Loop
Apple iPad Pro 13 Air
Space Black, 13-inch
Frequently Asked Questions
Ready to upgrade your team's tech?
Join hundreds of forward-thinking companies already using MYPAYTECH to attract and retain the best talent.